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Handling growth in


throughput in Priority Sector Lendin

The Reserve Bank of India has mandated that Small Finanace Banks or SFB's should focus their activities in the Priority Sector. The intent is to ensure that the unbanked are included in the formal banking system to ensure all round development of the Indian Economy. Broadly the priority sector includes the following.

Agriculture and allied activities

Small Scale Industries (SSI)

Small Business Services Enterprises

Micro Credit



The services to the Priority Sector can be in the following forms.

Term loans for Agriculture and allied activities either to individual farmers or SHG (Self Help Groups) or JLG (Joint Liability Groups)

Direct and Indirect Finance to SSI's

Loans for affordable Housing

Small Finance Banks can contribute immensely to Priority Sector Lending by uisng the right set of digital tools that enable SFB's in decision making.


Tools for Priority Sector Lending

Opportunities to lend should have a beneficial impact on the bottomline to take advantage of the interest arbritrage by offering financial services at a cost affordable to the customer. This is possible if the workflow in credit decisioning is automated and there is minimal manual intervention. Additionally there should be rigour in the credit decisioning to lower the incidents of fraudulent advances that can become Non Performing Assets (NPA's) . The AnyBank product suite provides tools to accomplish this.


COLE-Collections & Lending
CAPE - Delinquency and NPA Management
CASH - Financial Accounting
CARE - Call Centre and Service Requests
COMPUTE - Analytics
CARROTS - Loyalty Programs

The AB platform offers all these using BPM and RPA technologies on the internet cloud. BPM technologies allow you to change workflows to suit your processing whil RPA automates most routine tasks.

Why Choose Us?

Six Features To Improve Productivity

CRM of Your Dreams cheaper and faster than you Ever Imagined.

The anyBank suit has the capacity to process large volumes of data at lightnening speeds and at a cost that is a fraction of what you pay today. Its a fool prrof mechanism for automating your CRM and asset workflows. A comprehensive tool and platform to help you in your financial inclusion efforts.

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AB CAPS offers Banks and financial Institution a comprehensive toolkit to manage their Asset Portfolio is complements AB CAPS to offer seanless underwriting flows from Origination and Disbursement.

AB CAPS support Multiple Repayment types allowing you to Structure your loans and advances depending on the customer constitution.

Credit managers get a comprehensive view of the Structural history before authorising additional disbursals.

AB CAPS accelerated interest around process assures that your ROC completes in under 60 min.

AB CAPS supports various Banking formats to generate disbursal advice and Repayment to feed into the respective cleaning methods.

A comprehensive ROC and vault management allows you to track welcome letters,PDCS and other document artefacts.



Sastra Technologies is a technology firm that serves new age Fintech companies, Small Finance Banks, payment Banks, Banks, Non-Banking Financial Companies and Financial Institutions. Our philosophy is to develop products that are cost effective so that our clients derive value using them. For the last 7 years we have done so by embracing cloud technologies and developing unique capabilities that allow us to offer a value proposition that is unmatched in the industry today.