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Working Capital Term Loans

If you offer Working Capital Term Loand or other lon term credit facilities to entrepreneurs  you need an application that can evaluate the overall drawing Power and the current exposure of the institution to the corporate. 

 

What is Working Capital Term Loans?

Working Capital Terms loans are credit facilities offered to coportaes to meet their working capital requirements like salries and wages. The tenure of the loan is usually upto sixty months.

 

AnyBank Suite and Working Capital Term Loans

Depending on the facilities provided by the institution the AB Suite is equipped to handle modern day functions with a processing speed and scale that's unmatched in the industry today. AB Suite facilitates a smooth process.

  • Business Process Management (BPM) workflows to increase processing throughput
  • It maintains various Interbank offer rates like LIBOR and MIBOR so that the applicable rate can be chosen at the time the contract is being executed. Rates can be updated on a daily basis with no limit on the maintenance of historical rates.
  • AB Suite tracks a customers exposure across all avatars (as a company and as an individual)
  • Rule Engine based limit monitoring triggers events when limits are breached and warning signals are logged.
  • A comprehensive charge based module allows bankers to structure fees and charges like Arranger Fee, Upfront Fee, Management Fee, Handling and Processing Charges, Out of Pocket Expenses and Legal Expenses as a flat rate or as a band rate or as a slab rate with minimum amount due.
  • A comprehensive document generation feature allows generation of letters and forms
  • A comprehensive document management feature allows uploading of external documents for the client and the against the facility.

Features to Reinvent Your Cash Credit and Overdraft Functions

Fascinating features that can improve customer delight.

CRM
  • Customer Constitutions
  • Bulk Upload
  • Geo Tagging
  • Campaign manager Integrations
  • Sales Dashboards
  • Lead Tracker
Origination
  • Document Management
  • Eligibitliy Norms
  • Credit Norms
  • Scoring
  • CPC or Branch configuration
  • Dedupe and Risk Management
Underwriting
  • Exhaustive Rule Repository
  • Automatic Credit Bureau Check
  • Automatic Ratios
  • Multiple Repayments
  • Field Investigations
  • CAM Report
Lending and Repayment
  • Tranche based Lending
  • Vault Management
  • Repayment Management
  • Loan Management
Financial Accounting
  • Charge Management
  • Accounting Template
  • Bank, Cash and Journal Vouchers
  • Trial Balance
  • Balance Sheet
Delinquency Management
  • Agencies 
  • Call Log
  • Visit Log
  • Receipt Books
  • Securitization

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About

Sastra Technologies is a technology firm that serves new age Fintech companies, Small Finance Banks, payment Banks, Banks, Non-Banking Financial Companies and Financial Institutions. Our philosophy is to develop products that are cost effective so that our clients derive value using them. For the last 7 years we have done so by embracing cloud technologies and developing unique capabilities that allow us to offer a value proposition that is unmatched in the industry today.