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ROI calculator
How much is manual statement analysis really costing you?
Labour is only the start. Delayed decisions, fatigue-driven NPAs and audit remediation sit outside most spreadsheets — this calculator puts numbers on them.
Hidden costs
Three costs most ROI sheets ignore
Weekend-at-5pm files
Rushed end-of-week reviews miss warning signs. Fatigue-driven errors become portfolio risk.
Saying yes too slowly
While your team spends an hour on a PDF, another lender may approve in four hours — and keep the customer.
Compliance surprise
One weak audit trail can trigger remediation projects that dwarf the cost of better tooling.
Small delays become large losses
AB Analyse helps banks, NBFCs and fintech underwriters turn statement PDFs into decision-ready views — so teams spend time on judgement, not transcription.
40–90
Mins manual review per file
110+
Indian banks supported
<60s
Typical analysis time
16
Years building for lenders
Ready to see your number?
Enter your details below. You’ll get the Excel calculator immediately — and a clear view of where manual analysis is costing the book.
FAQ
Questions about the calculator
If you need help interpreting the sheet for your product book, contact us — we’ll walk through it on a short call.
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Yes. The figures are based on conservative averages from Sastra's customer base, including banks, NBFCs, and fintech lenders operating in India.
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API integration typically takes 5–7 working days. White-label dashboards can be deployed the same day, while the standalone web application is available immediately.
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Most analysts quickly adopt automation because it removes repetitive work and allows them to focus on higher-value credit decisions.
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The calculator uses industry averages. Actual pricing depends on lending volume, deployment model, and integration requirements.