The AB Open Banking Platform accelerates the development and deployment of applications and hence accelrates the adoption of Open Banking Standards like Open API's. Embracing an Open Banking Platform allows Banks and Financial Institutions to provide an unified experience to customers. "AB Platform" is cloud vendor agnostic i.e it can run on AWS, Azure, Digital Ocean or GCP with very little or no change at all. The "AB Platform" is "12 Factor" compliant and includes tools to